Credit Recovery Specialist
<p>Are you a self-motivated individual with a passion for helping others? Do you have a strong background in credit and financial services? American Express is seeking a driven and dedicated Credit Recovery Specialist to join our team. In this role, you will be responsible for assisting customers in recovering from credit difficulties and finding solutions to improve their financial health. As a Credit Recovery Specialist, you will have the opportunity to make a positive impact on customers' lives while utilizing your expertise in credit and financial services. If you are a problem solver with excellent communication and negotiation skills, we want to hear from you! Assist customers in recovering from credit difficulties by providing guidance, support and solutions. Utilize expertise in credit and financial services to evaluate customers' credit situations and determine appropriate courses of action. Communicate with customers in a professional and empathetic manner to understand their needs and concerns. Negotiate and develop payment plans, settlements or other arrangements to help customers resolve their credit issues. Educate customers on credit management practices and provide resources for improving their financial health. Handle a high volume of customer inquiries and maintain accurate and detailed records of interactions. Collaborate with internal teams such as collections, underwriting and customer service to ensure a seamless and efficient customer experience. Continuously monitor and track customer progress to ensure timely and successful credit recovery. Stay up-to-date on industry trends, regulations and company policies related to credit and financial services. Meet individual and team goals for customer satisfaction, recovery rates and other performance metrics. Handle sensitive customer information with confidentiality and adhere to data protection regulations. Contribute to a positive and collaborative team environment by sharing knowledge and best practices with colleagues. </p><p>American Express is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.</p>