Credit Risk Analyst

About the Role

Our client is seeking a detail-oriented Credit Risk Analyst to join their thriving banking operations in Tembisa . This role is crucial for assessing the creditworthiness of potential borrowers and managing the risk associated with lending portfolios. You will play a key part in developing and implementing credit risk policies and models, ensuring the financial institution's stability and compliance. The ideal candidate will possess strong analytical skills and a deep understanding of financial markets and risk management principles, contributing to the robust risk framework of a leading financial services provider in the region.

Key Responsibilities Analyze financial statements, credit reports, and market data to assess credit risk for new and existing clients. Develop, validate, and maintain quantitative credit risk models and scoring systems. Monitor loan portfolio performance and identify potential areas of credit deterioration. Formulate recommendations for credit limits, terms, and conditions based on risk assessment. Prepare detailed credit risk reports and present findings to the credit committee and senior management. Ensure compliance with all relevant regulatory requirements and internal credit policies. Requirements Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field. Proven experience (3+ years) in credit risk analysis, lending, or financial risk management. Strong analytical skills with the ability to interpret complex financial data. Proficiency in statistical software or programming languages (e.g., SAS, R, Python) is highly desirable. In-depth knowledge of credit products, risk assessment methodologies, and regulatory frameworks. Excellent report writing and presentation skills. Benefits Competitive salary package with annual bonuses. Extensive health and wellness benefits. Support for professional certifications and continued learning. Opportunity to work in a key role within the financial sector in Tembisa . Access to advanced risk management tools and training programs.
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